Classic Car Insurance
Classic Car Insurance in Morgan Hill, CA
You love your classic car; you've spent countless hours working to ensure that it is in pristine condition. It is more than just a car, it is a prized possession and you want to be sure that it is insured as such. At Doug Spencer Insurance Agency Inc., we know collector cars and will work with you to find the right policy to meet your needs.
Coverage & Rates:
Typically, classic cars are covered differently than a traditional auto policy. There are a number of things to consider when getting a quote for a collector vehicle, but by far the most important thing to look for as a vehicle owner is an agreed value policy. You've spent a lot of time and money on your automobile to make it what it is today and you do not want to take a chance on inadequate coverage. By utilizing agreed value, the insurance company will not take depreciation into account. You and the insurance company will come to an agreement on what the car is valued at and if an accident were to take place you would receive the full amount.
When considering classic car insurance over standard car insurance it is also important to note that classic car insurance it typically cheaper. This is due to the fact that collector cars are not driven daily like commuter cars. Bottom line, when shopping for classic car insurance, you want an experienced professional on your side as an advocate. The knowledgeable team at Doug Spencer Insurance Agency Inc. will work closely with you to find the right insurance policy to meet your specific needs. Call today to start the quoting process.
Honest, upbeat and professional
Doug is a great person to work with! I have know him many years and have had him as my families insurance agent. He is very detailed and through when finding just the right insurance carrier for each individual circumstances. He works to find the best deal for the family. He takes the time to explain the coverage and policies in an honest way. He is always happy to help and is very knowledgeable on the personal insurance needs as well as commercial. If he can't find you a good deal with his numerous insurance lines he carries he will let you know.
Simply great customer service
While living in California, my wife and I decided that having someone we can go to for auto, home and renters insurance was a must. Enter Doug Spencer. Over the last 10 years, my family and I have moved in and out of California 4 times. Each time we come back we contact Doug to obtain insurance. His customer service is excellent and he is very willing to help those in need. Really the only time we don't have Doug as our insurance rep is when we move out of California. Although we are moving out of the state again very soon, Doug has left an impression on our family as to what an independent insurance representative really is. He has set the bar very high and it will be difficult to find someone with his caliber of expertise and customer service.
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